When you're considering buying your very first home, it can be intimidating! I remember closing on my first house, signing my life away on all kinds of pages at the closing table. But it was a great feeling, I went to my new empty house, laid out on the floor staring at the ceiling, happy to officially own it.
Buying your first home takes planning, getting paperwork in order, looking at houses, inspections, and can be frustrating due to homes selling fast at the lower price points. Additionally, homes on the lower price range have been increasing steadily over the last couple years, as well as interest rates moving around. It has gotten more expensive each of the last few years to become a home owner. Each year you wait, fewer homes will fall in your price range, unless your income is rising at a nice pace to offset it. First time home buyers with lower budgets are having problems finding affordable houses now in Avon, Brownsburg, Plainfield, and many other areas.
Even if you don't think you will buy a home for 6-12 months, it's beneficial to get in touch with a great Realtor to help get you started. If your credit score is good and your income is consistent then the process is pretty easy to get started looking at houses and making offers. But if your credit needs some help, you should be addressing it right away. It can take time to get credit issues worked out. Follow the links below for details on getting Pre-Approved, Loan Programs, and Credit Tips.
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Contacting Me is the FIRST step towards home ownership, and not wasting thousands of dollars a year on rent! You got this!